Complete Loan Solutions - FUTURE FIN TAX | Personal, Business & Home Loans in Rajkot

Complete Loan Solutions

Get instant loan approval for all your personal, business, and property needs with competitive interest rates and flexible repayment options

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Loan Approved
24-48 Hrs
Quick Approval
8.40%
Low Interest Starting
₹50 Cr
High Amount Up to
30 Years
Flexible Tenure Up to

Our Loan Products

Choose from wide range of loan options designed for your specific needs

Personal Loan
Quick loans for immediate needs without collateral
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Business Loan
Grow your business with flexible financing options
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Home Loan
Turn your dream home into reality
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Loan Against Property
Unlock value of your property
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Car Loan
Drive your dream car today
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Education Loan
Invest in your future education
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Micro Loan
Small loans for small businesses
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Government Schemes
Access subsidized loan schemes
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Personal Loan

Quick personal loans for all your immediate financial needs with instant approval

Get instant personal loans for wedding expenses, medical emergencies, travel, education, debt consolidation, home renovation, or any personal requirements without collateral.

Loan Amount
₹50,000 to ₹25 Lakhs
Interest Rate
Starting from 10.49% p.a.
Tenure
12 to 60 months
Processing Time
24-48 hours
Processing Fee
Up to 2%
Prepayment
Minimal charges

Eligibility Criteria

  • Age: 21 to 60 years
  • Employment: Salaried or Self-Employed
  • Minimum Income: ₹15,000 per month
  • Credit Score: 650 or above preferred
  • Work Experience: Minimum 2 years

Required Documents

  • Identity Proof (Aadhar, PAN, Passport)
  • Address Proof (Utility Bills, Rent Agreement)
  • Income Proof (Salary Slips, Bank Statements)
  • Employment Proof (Offer Letter, ID Card)
  • Recent Passport Size Photographs

Business Loan

Grow your business with our flexible business loan solutions for all business needs

Finance your business expansion, purchase machinery, manage working capital, buy inventory, upgrade technology, or meet any business requirements with our comprehensive business loan solutions.

Loan Amount
₹5 Lakhs to ₹50 Crore
Interest Rate
Starting from 11.99% p.a.
Tenure
12 to 120 months
Processing Time
3-7 working days
Processing Fee
1.5% to 2.5%
Collateral
May be required

Eligibility Criteria

  • Business Age: Minimum 2 years in operation
  • Business Type: Proprietorship, Partnership, Pvt Ltd, LLP
  • Annual Turnover: Minimum ₹10 Lakhs
  • Credit Score: 700 or above preferred
  • Age: 25 to 65 years

Loan Types Available

  • Working Capital Loan
  • Term Loan for Expansion
  • Machinery Purchase Loan
  • Invoice Financing
  • Overdraft Facility

Home Loan

Turn your dream of owning a home into reality with our affordable home loan options

Purchase your dream home, construct a new house, extend your existing property, or renovate with our flexible home loan solutions at lowest interest rates with longest tenure options.

Loan Amount
₹5 Lakhs to ₹5 Crore
Interest Rate
Starting from 8.40% p.a.
Tenure
Up to 30 years
LTV Ratio
Up to 90%
Tax Benefits
Section 80C & 24(b)
Processing Time
7-15 days

Loan Types Available

  • Home Purchase Loan
  • Home Construction Loan
  • Home Extension Loan
  • Home Improvement/Renovation Loan
  • Plot Purchase Loan

Eligibility Criteria

  • Age: 23 to 62 years (at loan maturity)
  • Employment: Salaried or Self-Employed
  • Minimum Income: ₹25,000 per month
  • Credit Score: 750 or above for best rates
  • Work Experience: Minimum 3 years

Loan Against Property (LAP)

Unlock the value of your property with competitive rates

Get high-value loans by mortgaging your residential, commercial, or industrial property for business expansion, education, medical emergencies, or any personal requirements.

Loan Amount
₹10 Lakhs to ₹10 Crore
Interest Rate
Starting from 9.25% p.a.
Tenure
Up to 15 years
LTV Ratio
Up to 65%
Prepayment
After 6 months
Processing Time
7-14 days

Property Types Accepted

  • Residential House/Flat
  • Commercial Property/Office
  • Industrial Property
  • Land/Plot (Residential/Commercial)

Eligibility Criteria

  • Age: 25 to 70 years
  • Employment: Salaried or Self-Employed
  • Property: Should have clear title
  • Credit Score: 650 or above
  • Income: Minimum ₹30,000 per month

Car Loan

Drive your dream car today with easy financing

New Car Loan

Finance your new car purchase with attractive interest rates and flexible repayment options covering up to 100% on-road price.

Loan Amount
₹1 Lakh to ₹1 Crore
Interest Rate
Starting from 8.70% p.a.
Tenure
12 to 84 months (7 years)
Down Payment
From 10% onwards
Funding
Up to 100% on-road price

Used Car Loan

Get pre-owned car financing with quick approval for cars up to 10 years old with competitive interest rates.

Loan Amount
₹50,000 to ₹50 Lakhs
Interest Rate
Starting from 10.50% p.a.
Tenure
12 to 60 months (5 years)
Down Payment
From 15% onwards
Funding
Up to 85% of car value

Education Loan

Invest in your future education

Finance your higher education dreams with our education loans covering tuition fees, accommodation, travel, books, and other study-related expenses for courses in India and abroad.

Loan Amount
₹50,000 to ₹1.5 Crore
Interest Rate
Starting from 9.50% p.a.
Tenure
Up to 15 years
Moratorium
Course duration + 1 year
Tax Benefits
Under Section 80E

Micro Loan

Small loans for small businesses

Specially designed for micro-enterprises, small traders, artisans, self-help groups, and individuals who need small amounts for business or personal requirements with minimal documentation.

Loan Amount
₹5,000 to ₹10 Lakhs
Interest Rate
Starting from 12% p.a.
Tenure
6 to 36 months
Processing Time
24-48 hours
Collateral
Not required

Government Scheme Loans

Access government-backed loan schemes with subsidized interest rates and special benefits

Mudra Loan

Government scheme for micro and small businesses with collateral-free loans under three categories.

Shishu
Up to ₹50,000
Kishore
₹50,001 to ₹5 Lakhs
Tarun
₹5 Lakhs to ₹10 Lakhs
Interest
8% to 12% p.a.
Tenure
Up to 7 years

MSME Loan

Special loans for Micro, Small and Medium Enterprises under government schemes with attractive terms.

Amount
Up to ₹25 Crore
Interest
7% to 10% p.a.
Tenure
Up to 10 years
Benefits
Interest Subsidy
Eligibility
MSME Registration

Stand-Up India

Loan scheme for SC/ST and Women entrepreneurs to set up greenfield enterprises.

Amount
₹10 Lakhs to ₹1 Crore
Interest
Bank rate + 3%
Tenure
Up to 7 years
Eligibility
SC/ST or Women, 18+
Purpose
New Business Only

PMEGP Loan

Prime Minister's Employment Generation Programme for new micro-enterprises.

Manufacturing
Up to ₹50 Lakhs
Service
Up to ₹20 Lakhs
General Subsidy
15-25%
Special Subsidy
25-35%
Eligibility
Age 18+, 8th pass

PM SVANidhi

Special micro-credit scheme for street vendors to resume their livelihoods.

1st Loan
₹10,000
2nd Loan
₹20,000
3rd Loan
₹50,000
Interest
7% (with subsidy)
Benefits
7% Subsidy + Cashback

Startup India Loan

Government initiative to support innovative startups with easy funding and mentorship programs.

Amount
Up to ₹10 Crore
Interest
Competitive rates
Benefits
Tax Benefits
Eligibility
Startup Age: Up to 10 years
Recognition
DPIIT Required

Need Help Choosing the Right Loan?

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